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Independent Insurance Adjusting • Property (Daily & CAT)

Carrier-grade field adjusting & documented claim files.

On-site inspections, coverage-minded reporting, Xactimate & Cotality (formerly Symbility) estimates, and SLA-driven communication for residential & commercial property claims.

Contact within 2 hours Inspection in 24–48 hours Prelim in 24h • Final in 72h
Daily & CAT coverage • Minnesota, Dakotas, Wisconsin, Michigan, Iowa, and more Carrier-compliant GLR / Status / Final reports Xactimate estimates • Cotality (formerly Symbility) capable

Independent Adjuster Services

Carrier-focused field and desk adjusting for residential and commercial property lines with SLA discipline and clear, defendable files.

Field Adjusting (Property)

On-site scoping, roof & elevation inspections, interiors, O&P assessment, cause-of-loss notes, and insured/contractor coordination.

Desk Adjusting

Coverage-minded review, reserves recommendations, depreciation accuracy, supplements, and settlement documentation.

Estimating (Xactimate & Cotality)

Scope sheets, sketches, line-item pricing, code notes, RCV/ACV summaries, and photo exhibits aligned to carrier guidelines.

Reporting & Compliance

GLR/initial, status, and final reports with statements, diagrams, weather verification, and timely diary notes.

CAT Response

Scalable deployment, route optimization, standardized photo packs, and rapid cycle times during hail/wind/water events.

Subro & Salvage Awareness

Origin & cause indicators, product ID, hold/save guidance, vendor coordination, and SIU referral triggers when appropriate.

Carrier-Aligned Workflow

Clear checkpoints and communication SLAs ensure smooth handling and predictable outcomes.

1. Intake
Assignment received, file setup, coverage docs requested.
2. Contact & Schedule
Insured outreach within 2 hours; inspection within 24–48h.
3. Inspect & Estimate
Photos, measurements, statements; Xactimate estimate drafted.
4. Report & Resolve
GLR/status/final, reserve recs, subro notes, settlement support.

Reporting That Moves Files

Clean narratives, precise quantities, and code references carriers can rely on—delivered on time.

★★★★★

“Consistently on time with detailed photo packs and estimates that match our guidelines. Easy to settle.”

— Property Claims Manager, Regional Carrier
★★★★★

“Reliable during CAT: fast contact, accurate triage, and tidy GLRs.”

— Vendor Relations, National TPA

Need coverage-minded field support?

Daily and CAT availability with fast contact, timely reports, and clean files.