HomeShield by NorthStar — Insurance Agent Partnership Program
Insurance Agent Partnership Program

Your clients aren’t documented.
HomeShield changes that.

A proactive inspection and documentation membership that prepares your insureds before the storm — so when a loss occurs, you’re all working from a solid foundation.

Annual
Property Health Inspections
Pre-Loss
Photo Documentation Vault
Priority
Storm Event Support
MN/WI
Service Territory

What happens between policy issuance and a claim?

For most of your clients, the answer is: nothing. No documentation, no baseline inspection, no record of condition. HomeShield closes that gap.

Without HomeShield

Storm hits. Insured calls in a panic.

No pre-loss photos. No record of prior condition. The insured doesn’t know what they had, the adjuster is starting from zero, and you’re fielding calls while the file sits unresolved. Claim takes longer. Everyone is frustrated.

With HomeShield

Storm hits. Member activates their vault.

Pre-loss photo documentation is already in the system. The annual inspection report establishes baseline condition. The adjuster has something to work from. Claim opens clean, moves faster, and your client feels taken care of — because you set that up.

What HomeShield delivers

Three things every property owner needs and almost none have set up before a loss event.

1

Annual Property Health Inspection

A licensed inspector reviews the roof, exterior, and drainage. Hail exposure, ice dam risk, gutter condition, and overall property health are documented in a written report delivered to the member.

2

Pre-Loss Documentation Vault

Photos, videos, and the written Health Report are stored securely in the member’s HomeShield Vault. Accessible anytime. Ready to share with a carrier, contractor, realtor, or adjuster when it matters.

3

Storm Event Support

Members receive priority inspection scheduling, updated documentation, and clear guidance on how to open a claim after a weather event — without HomeShield acting as a public adjuster.

What HomeShield does for your book

You’re not being asked to sell a product. You’re being offered a tool that makes your clients better and keeps you top of mind between renewals.

📄

Cleaner Claims From Your Book

Documented insureds arrive at first notice of loss with photos and a baseline inspection report already in hand. That shortens cycles and reduces supplement disputes — outcomes that affect your carrier relationships.

🔒

Client Retention That Sticks

The agent who sets their clients up with annual inspections and a documentation vault before anything goes wrong is not the agent a client shops away from at renewal. This is tangible value a lower premium can’t replicate.

🌟

Differentiation Without More Work

One mention at new policy issuance or annual review is all it takes. You make the introduction, we handle enrollment, scheduling, and member service. You get the credit with your client.

Three steps. No overhead.

This should take you thirty seconds per client. You make the introduction, we handle everything else.

1

Make the Introduction

At policy issuance, annual review, or after a weather event, mention HomeShield to your client. One sentence is enough: “I work with a local inspection and documentation program that sets you up before a loss — want me to connect you?”

2

Send Us Their Info

Email us the client’s name, property address, and contact info at [email protected] or call (763) 307-2168. That’s the only step you handle.

3

We Handle Enrollment

We reach out directly to your client, walk them through plan options, schedule their first inspection, and set up their vault. You’ll receive a confirmation when they’re enrolled.

Partnership terms available. If you’re interested in a formal referral arrangement or co-branded materials for your agency, contact us directly to discuss what works for your book and compliance requirements.

Plans for every property type

Monthly and annual options available. Annual pricing with waived onboarding is currently available exclusively through agent referral.

Agent Partner Exclusive: Annual plan pricing with waived onboarding is not published on the consumer site. Your clients receive access to annual options through your referral only.
Residential — Single-Family, Condo, Townhome
Tier 1 — Small Home
Condos, townhomes, single-level homes under ~1,500 sq ft
$24.99/mo
or $269 / year
Save ~$180 first year with waived onboarding
Best Value
Tier 2 — Standard Home
Single-family homes 1,500–2,500 sq ft or split-level
$34.99/mo
or $379 / year
Save ~$240 first year with waived onboarding
Tier 3 — Large Home
Homes 2,500–4,000 sq ft or 2-story traditional
$44.99/mo
or $485 / year
Save over $300 first year with waived onboarding
Tier 4 — XL Home
Homes over 4,000 sq ft or complex rooflines
$54.99/mo
or $595 / year
Save over $360 first year with waived onboarding
Rental & Investment Property — Landlords, Duplexes, Short-Term Rentals
Rental Property Shield
Non-owner-occupied homes, long-term rentals, duplexes, Airbnb
$44.99/mo
or $485 / year
Save over $300 first year with waived onboarding
Commercial — Office, Retail, Multi-Tenant
Commercial Standard
Small commercial, office condos, single-story retail, single-tenant
$59.99/mo
or $649 / year
Annual savings include waived onboarding
Commercial Premium
Multi-tenant, multi-level, older or complex commercial properties
$89.99/mo
or $969 / year
Annual savings include waived onboarding

A Note on Scope

HomeShield by NorthStar is an inspection and documentation membership program. It does not provide public adjusting services, negotiate claims, or act on behalf of policyholders in the claims process. Members receive inspections, documentation, and educational support. This distinction keeps HomeShield firmly within the scope of a property-service program, separate from licensed public adjusting activity. Agents referring clients to HomeShield are not referring them to a claims service.

Ready to partner with HomeShield?

One conversation is all it takes to set up a referral arrangement for your agency. No forms. No contracts required to get started.

Start a Conversation

NorthStar Claims Consulting is a licensed independent adjusting operation in Minnesota (License #40665474). HomeShield by NorthStar is a property inspection and documentation membership operating under NorthStar Claims Consulting, a DBA of Bearon Heeler Acquisitions LLC.

© NorthStar Claims Consulting — Bearon Heeler Acquisitions LLC — Coon Rapids, MN — northstarclaimsmn.com